State PolicyDepartment of MSME, Govt. of Uttarakhand
Mukhyamantri Swarojgar Yojana (MSY 2.0)
State-level self-employment policy uniquely structured to support retail trade, commercial shops, repair centres, and micro service units that are excluded from other policies.
Subsidy Rates by District Category
Category A (Remote Hills)
Chamoli, Uttarkashi, Pithoragarh, Rudraprayag, Champawat
Up to 25% margin money subsidy (Max ₹2.5 Lakhs for Trade / ₹6.25L for Mfg)
Category B (Mid Hills)
Almora, Bageshwar, Pauri, Tehri Garhwal
Up to 20% margin money subsidy (Max ₹2.0 Lakhs for Trade / ₹5.00L for Mfg)
Category C (Foot Hills)
Nainital & Dehradun hill areas
Up to 15% margin money subsidy (Max ₹1.5 Lakhs for Trade / ₹3.75L for Mfg)
Category D (Plains)
Haridwar & Udham Singh Nagar
Up to 15% margin money subsidy (Max ₹1.5 Lakhs for Trade / ₹3.75L for Mfg)
Eligible Assets & Expenditure
- •Shop setup, display counters, interior fixtures & racks
- •Initial retail trade inventory & operating stock
- •Diagnostic equipment, repair tools & service hardware
- •Small machinery for micro manufacturing & bakeries
Ineligible Costs (Exclusions)
- •Active government or public sector employees
- •Applicants who have previously defaulted on government-assisted loans
- •Speculative non-registered trading
Additional Policy Incentives & Reliefs
- ✓Explicitly covers retail shopkeepers and commercial traders
- ✓Fast-track single-window verification via local District Industries Centre
- ✓Simplified application portal for Uttarakhand permanent residents
Mandatory Filing Checkpoints
- 1.Uttarakhand domicile certificate & minimum age 18 years.
- 1.Project proposal routed through financing nationalized or cooperative bank.
- 1.Simple online project application via MSY 2.0 government portal.
Looking for industry-specific guidelines? Explore our dedicated section on Trader & Retail Subsidies.
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